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Loans

At Blackstone River Federal Credit Union, we offer a wide variety of Loan options to meet your financial needs.

  

 New Auto Loans

 

  • 100% Financing available
  • Loan financing up to 6 years available
  • Tiered rates based on credit worthiness
  • Can include sales tax upon request
  • Quick and efficient processing time
  • Apply online, call to have application mailed out, or stop by to pick one up

 

 Used Auto Loans

 

  • 100% Financing of vehicle and sales tax (not to exceed)  available of the NADA values
  • 1-3 year old vehicles – up to 5 years loan financing available
  • 4-7 year old vehicles – up to 4 years loan financing available
  • 8-10 year old vehicles - up to 3 years loan financing available
  • Tiered rates based on credit worthiness
  • Quick and efficient processing time
  • Apply online, call to have application mailed out, or stop by to pick one up

 

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Boat Loans

 

  • New or used boat loans available
  • Maximum amount $50,000.00
  • Maximum term 5 Years
  • Down payment of 20% required
  • Values based on NADA Boat values
  • Quick and efficient processing time
  • Apply online, call to have application mailed out, or stop by to pick one up

  

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Home Equity

 

  • Borrow money against the equity in your home
  • Very competitive fixed rates
  • 80% LTV maximum (Loan to Value) up to $125,000.00
  • Available on owner occupied homes
  • 5, 7, and 10 year terms available
  • 15 year term available if BRFCU is first mortgagee (maximum allowed up to $150,000)

        *   Fees vary by State

 

 

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Home Equity Line of Credit

 

  • Borrow money against the equity in your home
  • 80% LTV  (Loan to Value) or up to $125,000.00
  • Rate is according to prime, which can change quarterly
  • 5 year draw and a 10 year payback
  • Checks available upon request
  • Payments are based on what is used, not on entire loan amount
  • Application fee plus recording fee*

        *    Fees vary by State

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Personal Loans (Unsecured)

 

  • Based on single applicant, amount up to $5,000.00
  • Based on joint signer, amount up to $7,500.00
  • Terms available up to 4 years based on amount borrowed
  • Quick and efficient processing time
  • Tiered rates based on credit worthiness
  • Apply online, call to have application mailed out, or stop by to pick one up

 

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Motorcycle Loans (New & *Used)

 

 

  • Down payment of 20% required
  • Competitive fixed rate
  • Terms available up to 5years (for New or Used) 
  • Maximum loan amount $50,000.00
  • Quick and efficient processing time
  • Values on Used Motorcycles based on and not to exceed NADA values 
  • Apply online, call to have application mailed out, or stop by to pick one up

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Savings Secured Loans

 

 

  • Deposit in a BRFCU account pledged as collateral
  • Rate based on 3 basis points above the dividend rate being paid on the pledged account
  • Terms available up to 5 years based on amount borrowed
  • Maximum loan amount $50,000.00
  • Quick and efficient processing time 
  • Apply online, call to have application mailed out, or stop by to pick one up

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Tuition

 

  • $2,500.00 maximum allowed per semester
  • $12,500.00 total limit
  • Maximum term up to 7 years
  • Proceeds paid directly to school / college / university
  • Competitive fixed rate
  • Quick and efficient processing time
  • Apply online, call to have application mailed out, or stop by to pick one up

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Auto Loans
Boat Loans
Home Equity
Home Equity Line of Credit
Personal Loans (Unsecured)
Mortgages
Motorcycle Loans (New & Used)
Savings Secured Loans
Tuition


New Auto Loans

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