Loan Rates
Loan Type	Maximum Loan Amount	Terms	Annual Percentage Rate (APR)	Payment Per $1,000
Personal Unsecured	Up to $5,000	Maximum Term 3 years	Rates as low as 11.25%*	$32.87
Personal with co-maker	Up to $7,500	Maximum Term 4 years for amount over $5,000	Rates as low as 11.25%*	$25.98
Savings Secured	Up to $50,000	Maximum Term 5 years	3% above rate on account used as security	Varies depending on account used as security
Overdraft Line of Credit	Up to $500		15.00%	Based on $500 payment $17.33
New Auto	Up to $50,000	Maximum Term 6 years	Rates as low as 3.74%*	Payments as low as $15.53
Used Auto	Up to $50,000	Maximum Term 5 years / 1 to 3 Yr Old Auto Maximum Term 4 years / 4 to 7 Yr Old Auto	Rates as low as 4.74%*	Payments as low as $18.76
Tuition	Up to $12,000	Maximum Term 7 years	7.50%*	$15.35
Recreation Vehicles  Motor Homes -10% Down Campers -10% Down Trailers -10% Down Boats -20% Down ATV's -20% Down Snow Mobile- 20% Down Wave Runner- 20% Down Motorcycle- 10% Down	Up to $50,000	Maximum Term 5 Years	7.25%*	Payments as low as $19.93
Home Equity Line of Credit	80% LTV or $150,000 Maximum	5 year draw and a 10 year payback	Prime	$19.68
Home Equity (1-4 unit owner occupied)	80% LTV or $150,000 Maximum	5 year	4.65%*	$18.72
		7 year	4.90%*	$14.10
		10 year	5.15%*	$10.69
	CU must be first mortgagee	15 year	5.65%*	$8.26
*Rate reflects 1/4% off of qualifying rate if paid through payroll deduction or automatic transfer. Offer good through 2010.