Loan Rates
|
| Loan Type |
Maximum Loan Amount |
Terms |
Annual Percentage Rate (APR) |
Payment Per $1,000 |
| Personal Unsecured |
Up to $5,000 |
Maximum Term 3 years |
Rates as low as 11.25%* |
$32.87 |
| Personal with co-maker |
Up to $7,500 |
Maximum Term 4 years for amount over $5,000 |
Rates as low as 11.25%* |
$25.98 |
| Savings Secured |
Up to $50,000 |
Maximum Term 5 years |
3% above rate on account used as security |
Varies depending on account used as security |
| Overdraft Line of Credit |
Up to $500 |
|
15.00% |
Based on $500 payment $17.33 |
| New Auto |
Up to $50,000 |
Maximum Term 6 years |
Rates as low as
2.74%*
|
Payments as low as $15.08 |
| Used Auto |
Up to $50,000 |
Maximum Term 5 years / 1 to 3 Yr Old Auto
Maximum Term 4 years / 4 to 7 Yr Old Auto |
Rates as low as
2.74%*
|
Payments as low as $17.86 |
| Tuition |
Up to $12,000 |
Maximum Term 7 years |
7.50%* |
$15.35 |
|
Recreation Vehicles
- Motor Homes -10% Down
- Campers -10% Down
- Trailers -10% Down
- Boats -20% Down
- ATV's -20% Down
- Snow Mobile- 20% Down
- Wave Runner- 20% Down
- Motorcycle- 10% Down
|
Up to $50,000 |
Maximum Term 5 Years |
7.25%* |
Payments as low as $19.93 |
| Home Equity Line of Credit |
80% LTV or $150,000 Maximum |
5 year draw and a 10 year payback |
Prime |
$19.68 |
| Home Equity (1-4 unit owner occupied) |
80% LTV or $150,000 Maximum |
5 year |
4.45%* |
$18.63 |
| 7 year |
4.70%* |
$14.00 |
| 10 year |
4.95%* |
$10.59 |
| CU must be first mortgagee |
15 year |
5.45%* |
$8.15 |
| |
CU must be first mortgagee |
20 year |
Call for rates |
|
*Rate reflects 1/4% off of qualifying rate if paid through payroll deduction or automatic transfer. Offer good through 2010.
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