At Blackstone River Federal Credit Union, we offer a wide variety of Deposit Accounts to meet your financial needs.
Certificate of Deposit Account 
- Minimum to open is $1,000.00
- 6, 9, 12, 15, 18 and 24 month terms available
- Statements mailed out on quarterly basis
- Certificate dividends post monthly
- Dividends calculated on average daily balance
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Holiday Club Account
- 52 week club
- Statements mailed out on quarterly basis
- Dividends posted quarterly
- Balance transferred to Shares Savings account the first week of October
- Direct Deposit
- Dividends calculated on average daily balance
- Various increments available
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Vacation Club Account
- 52 week club
- Statements mailed out on quarterly basis
- Dividends posted quarterly
- Balance transferred to Shares Savings account the first week of May
- Direct Deposit
- Dividends calculated on average daily balance
- Various increments available
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Individual Retirement Account
- No minimum balance to open
- Traditional IRAs available
- Statements mailed out on quarterly basis
- Dividends posted quarterly
- Dividends calculated on average daily balance
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Money Market Savings Account
- $1,000.00 Minimum opening deposit
- Dividends earn Money Market rate on $1,000.00 or more
- Balances below $1,000.00 earn Share Savings rate
- No service charge fees
- Statements mailed out on quarterly basis
- Dividends calculated on average daily balance
- Dividend posted monthly
- Not an ATM accessible account
- Direct Deposit
- Can be used for overdraft protection
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Share Draft Account
- No minimum balance
- No per check fee
- Unlimited check writing capability
- Overdraft protection transfers
- Statements mailed out on monthly basis
- Monthly service charge of ONLY $5.00
- ATM/Debit Card no fees (BRFCU does not charge for using its card anywhere in the world. However, other financial institutions may charge for use of their facilities, a fee which cannot be controlled by BRFCU.)
- Member of the SUM ATM network
- Direct Deposit
- ATM accessible account
- No POS transaction fee
- Overdraft Line of Credit available (upon request)
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Share Savings Account
- $5.00 Minimum opening deposit
- $5.00 Minimum balance
- No service charge fees
- Dividends paid on $5.00 or more
- Statements mailed out on quarterly basis
- Dividends posted quarterly
- Dividends calculated on average daily balance
- ATM accessible account
- Direct deposit
- Can be used for overdraft protection
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Special Savings Account 
- No minimum balance required
- Statements mailed out on quarterly basis
- Dividends posted quarterly
- Dividends calculated on average daily balance
- Not an ATM accessible account
- Direct deposit
- Can be used for overdraft protection
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