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  • As a thank you for banking with us, the Board of Directors has authorized a bonus dividend rate for October, November, and December on shares, money market, special savings, and club accounts.  The dividend will be 0.50%.  We appreciate your business and the trust you put in us.

  • Splash into Our CD Special
    Take advantage of our Limited Time 13 Month CD Special or we’ll match another financial institution’s rate in MA or RI!


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    Great Rates Ahead
    Enjoy Auto Loan Rates as low as 5.75% APR*

    APPLY NOW   

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    Put Your Home Equity In Action
    Enjoy Home Equity Loan Rates as low as 6.30% APR*


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    READY FOR A MORTGAGE LOAN- You can now apply for a mortgage through our mortgage partner! Select learn more or call 844-429-8688 LEARN MORE

Car Loans Car Loans Car Loans

If you are in the market for a new or used auto please consider us. If you financed elsewhere please give us a call. We can usually save you money by re-financing. Contact a loan officer in Woonsocket at 401-767-1990 or Lincoln at 401-333-0780.

Apply online

TruStage Insurance Products

TruStage provides Auto, Home, Life, and AD&D insurance products to credit union members. We offer this as an added benefit to our membership.

TruStage Insurance Agency. Looking for insurance protection? We've got you covered. Find out more. ">Learn more

Sallie Mae Student Loans

Choose the student loan that’s right for you. Whether you’re an undergraduate, graduate, or parent—we have options to meet your specific needs.

Learn more>

First Mortgages

Looking for a first mortgage, look no further. We have partnered with Credit Union Mortgage Association to offer our members the ability to purchase and/or re-finance a home.

Click here for more information.

Mobile Banking and Mobile Deposits- Learn More

Learn More>

E-Statements, Go Green

Click here to sign up>

Credit Score by Credit Sense

Staying on top of your credit has never been easier. You will have access to all the resources within Credit Score
for FREE – without impacting your score. Access to your Credit Score & Report, Real time Credit Monitoring Alerts,
Personalized Credit Score Action Plan, Credit Score Simulator, Credit Score Goals, Special Credit Offers… And More!

Learn more >


With the CardValet app, you can save time and rest easy by controlling the cards in your wallet with the phone in your pocket.

-Instantly lock (and unlock) your cards if they go missing
-Set and remove spending limits
-Get purchase alerts in real time
-Limit transactions to a certain area using your phone

Learn how to protect your debit card>

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Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at (401) 767-1990. After regular business hours, please call 1-800-554-8969 to receive immediate assistance.

Fraud Monitoring

The credit union uses a fraud monitoring service to monitor debit card transactions.

Text messages will generate from the short code 37-268.

Call Centers will list 833-735-1892 or 1894 to return calls to.

The Card Care Center will list 833-735-1897 for calls to you.

Routing Number

The credit union’s routing number is: 211590833

Convenient Locations

Two Convenient Locations:

Monument Square Branch
10 Monument Square
Woonsocket, RI 02895

Lincoln Branch
100 Old River Road
Lincoln, RI 02865

Membership Eligibility

Membership is open to anyone who lives, works, worships, or attends schools in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield, and Woonsocket can now join the Credit Union?