Courtesy Pay Overdraft Protection

Courtesy Pay is a form of overdraft protection designed to help prevent your insufficient funds items from being returned or declined.  With Courtesy Pay, we have the option to cover your overdrafts up to your Courtesy Pay limit (including fees) if you inadvertently overdraw your account.  This can save you the embarrassment and inconvenience of a returned or declined item and the fees normally charged by merchants for items returned to them.

Please contact the credit union for further information on how the program works and fees associated with the program.