Current Rates

Savings Rates

Account TypeTermsDividend RateAnnual Percentage Yield (APY)
Share SavingsMinimum balance of $5.00 required0.12%0.12%
Special SavingsNo Minimum balance required0.12%0.12%
Money Market.10%.10%
Club AccountNo Minimum balance required0.12%0.12%
IRA AccountNo Minimum balance required0.37%0.37%
6 Month Certificate of Deposit (same rate for IRA Certificate)$1,000.00 Minimum balance required0.25%0.25%
9 Month Certificate of Deposit$1,000.00 Minimum balance required0.25%0.25%
12 Month Certificate of Deposit (same rate for IRA Certificate)$1,000.00 Minimum balance required0.30%0.30%
15 Month Certificate of Deposit$1,000.00 Minimum balance required0.35%0.35%
18 Month Certificate of Deposit$1,000.00 Minimum balance required0.40%0.40%
24 Month Certificate of Deposit (same rate for IRA Certificate)$1,000.00 Minimum balance required0.50%0.50%

Loan Rates

Loan TypeMaximum Loan AmountTermsAnnual Percentage Rate (APR)Payment Per $1,000
Personal UnsecuredUp to $5,000Maximum Term 3 yearsRates as low as 9.85%*$32.21
Personal with co-makerUp to $7,500Maximum Term 4 years for amount over $5,000Rates as low as 9.85%*$25.30
Savings SecuredUp to $50,000Maximum Term 5 years3% above rate on account used as securityVaries depending on account used as security
Overdraft Line of CreditUp to $50015.00%Based on $500 payment $17.33
New AutoUp to $50,000Maximum Term 7 yearsRates as low as 1.99%*Payments as low as $13.68
Used AutoUp to $50,000Maximum Term 6 years on 1 to 3 Yr Old Auto

Maximum Term 5 years on 4 to 7 Yr Old Auto

Term of 4 years on 8-10 year old models

Rates as low as 3.24%*Payments as low as $16.57
TuitionUp to $12,000Maximum Term 7 years7.50%*$15.35
Recreation Vehicles

Motor Homes
10% Down
Campers
10% Down
Trailers
10% Down
Boats
20% Down
ATV's
20% Down
Snow Mobile
20% Down
Wave Runner
20% Down


Motorcycles
20% Down

Up to $50,000Maximum Term 6 Years

For Motor Homes and Travel Trailer the term can extend out to 120 months depending on the amount of the loan.

6.75%*Payments as low as $19.69
Home Equity Line of Credit80% LTV or $150,000 Maximum5 year draw and a 10 year paybackPrime$19.68
Home Equity (1-4 unit owner occupied)80% LTV or $150,000 Maximum5 year3.50%*$18.20
7 year3.65%*$13.52
10 year4.00%*$10.13
CU must be first mortgagee15 year4.60%*$7.71
 *Rate reflects 1/4% off of qualifying rate if paid through payroll deduction or automatic transfer. Offer good through 2016.