Current Rates

MORTGAGE RATES:

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Savings Rates (Rates are subject to change without notice)

Account TypeTermsDividend RateAnnual Percentage Yield (APY)
Share SavingsMinimum balance of $5.00 required0.08%0.08%
Special SavingsNo Minimum balance required0.08%0.08%
Money Market0.08%0.08%
Club AccountNo Minimum balance required0.08%0.08%
IRA AccountNo Minimum balance required0.30%0.30%
6 Month Certificate of Deposit (same rate for IRA Certificate)$1,000.00 Minimum balance required0.20%0.20%
9 Month Certificate of Deposit$1,000.00 Minimum balance required0.20%0.20%
12 Month Certificate of Deposit (same rate for IRA Certificate)$1,000.00 Minimum balance required0.30%0.30%
15 Month Certificate of Deposit$1,000.00 Minimum balance required0.35%0.35%
18 Month Certificate of Deposit$1,000.00 Minimum balance required0.40%0.40%
24 Month Certificate of Deposit (same rate for IRA Certificate)$1,000.00 Minimum balance required0.45%0.45%
36 Month Certificate of Deposit$1,000.00 Minimum balance required0.55%0.55%

Loan Rates

Loan TypeMaximum Loan AmountTermsAnnual Percentage Rate (APR)Payment Per $1,000
Personal UnsecuredUp to $5,000Maximum Term 3 yearsRates as low as 9.95%*$32.25
Personal with co-makerUp to $7,500Maximum Term 4 years for amount over $5,000Rates as low as 9.95%*$25.34
Savings SecuredUp to $50,000Maximum Term 5 years3% above rate on account used as securityVaries depending on account used as security
Overdraft Line of CreditUp to $50015.00%Based on $500 payment $17.33
New AutoUp to $50,000Maximum Term 7 yearsRates as low as 2.25%*Payments as low as $12.88
Used AutoUp to $50,000Maximum Term 6 years on 1 to 3 Yr Old Auto

Maximum Term 5 years on 4 to 7 Yr Old Auto

Term of 4 years on 8-10 year old models

Rates as low as 3.15%*Payments as low as $15.27
TuitionUp to $12,000Maximum Term 7 years7.75%*$15.47
Recreation Vehicles

Motor Homes
10% Down
Campers
10% Down
Trailers
10% Down
Boats
20% Down
ATV's
20% Down
Snow Mobile
20% Down
Wave Runner
20% Down


Motorcycles
20% Down

Up to $50,000Maximum Term 6 Years

For Motor Homes and Travel Trailer the term can extend out to 120 months depending on the amount of the loan.

6.75%*Payments as low as $19.69
Home Equity Line of Credit80% LTV or $150,000 Maximum5 year draw and a 10 year paybackPrime$18.33
Home Equity (1-4 unit owner occupied)80% LTV or $150,000 Maximum5 year3.80%*$18.38
7 year4.05%*$13.70
10 year4.15%*$10.20
CU must be first mortgagee15 year4.60%*$7.71
 *Rate reflects 1/4% off of qualifying rate if paid through payroll deduction or automatic transfer. Offer good through 2021.
Rates and terms subject to change without notice.