Current Rates

MORTGAGE RATES:

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Savings Rates (Rates are subject to change without notice)

Account TypeTermsDividend RateAnnual Percentage Yield (APY)
Share SavingsMinimum balance of $5.00 required0.08%0.08%
Special SavingsNo Minimum balance required0.08%0.08%
Money Market0.08%0.08%
Club AccountNo Minimum balance required0.08%0.08%
IRA AccountNo Minimum balance required0.30%0.30%
6 Month Certificate of Deposit (same rate for IRA Certificate)$1,000.00 Minimum balance required0.40%0.40%
9 Month Certificate of Deposit$1,000.00 Minimum balance required0.40%0.40%
12 Month Certificate of Deposit (same rate for IRA Certificate)$1,000.00 Minimum balance required0.50%0.50%
15 Month Certificate of Deposit$1,000.00 Minimum balance required0.55%0.55%
18 Month Certificate of Deposit$1,000.00 Minimum balance required0.60%0.60%
24 Month Certificate of Deposit (same rate for IRA Certificate)$1,000.00 Minimum balance required0.65%0.65%
36 Month Certificate of Deposit$1,000.00 Minimum balance required0.75%0.75%

Loan Rates

Loan TypeMaximum Loan AmountTermsAnnual Percentage Rate (APR)Payment Per $1,000
Personal UnsecuredUp to $11,000Maximum Term 5 yearsRates as low as 9.95%*$32.25
Personal with co-makerUp to $14,000Maximum Term 5 years for amount over $5,000Rates as low as 9.95%*$25.34
Savings SecuredUp to $50,000Maximum Term 5 years3% above rate on account used as securityVaries depending on account used as security
Overdraft Line of CreditUp to $50015.00%Based on $500 payment $17.33
New AutoUp to $60,000Maximum Term 7 yearsRates as low as 3.00%*Payments as low as $13.22
Used AutoUp to $60,000Maximum Term 6 years on 1 to 3 Yr Old Auto

Maximum Term 5 years on 4 to 7 Yr Old Auto

Term of 4 years on 8-10 year old models

Rates as low as 3.00%*Payments as low as $15.20
TuitionUp to $12,000Maximum Term 7 years7.75%*$15.47
Recreation Vehicles

Motor Homes
10% Down
Campers
10% Down
Trailers
10% Down
Boats
20% Down
ATV's
20% Down
Snow Mobile
20% Down
Wave Runner
20% Down


Motorcycles
10% Down

Up to $50,000Maximum Term 6 Years

For Motor Homes and Travel Trailer the term can extend out to 120 months depending on the amount of the loan.

6.75%*Payments as low as $19.69
Home Equity Line of Credit80% LTV or $150,000 Maximum5 year draw and a 10 year paybackPrime$18.20
Home Equity (1-4 unit owner occupied)80% LTV or $150,000 Maximum5 year4.30%*$18.56
7 year4.55%*$13.93
10 year4.65%*$10.44
CU must be first mortgagee15 year5.10%*$7.97
 *Rate reflects 1/4% off of qualifying rate if paid through payroll deduction or automatic transfer. Offer good through 2022.
Rates and terms subject to change without notice.