Deposit Products

We offer a deposit product to meet your needs.

If you’re with another institution, switch your Accounts to Blackstone River FCU. If you would like more information, and would like to open an account in person, just stop by or call either one of our convenient locations. You can also reorder checks anytime using using our secure Check Reorder Form.

Holiday Club Account

  • 52 week club
  • Statements mailed out on quarterly basis
  • Dividends posted quarterly
  • Balance transferred to Shares Savings account the first week of October
  • Direct Deposit
  • Dividends calculated on average daily balance
  • Various increments available
Open An Account

Vacation Club Account

  • 52 week club
  • Statements mailed out on quarterly basis
  • Dividends posted quarterly
  • Balance transferred to Shares Savings account the first week of May
  • Direct Deposit
  • Dividends calculated on average daily balance
  • Various increments available
Open An Account

Share Draft Account

  • No minimum balance
  • No per check fee
  • Unlimited check writing capability
  • Overdraft protection transfers
  • Statements mailed out on monthly basis
  • Monthly service charge of ONLY $5.00
  • Student checking service charge $3 until age 22
  • ATM/Debit Card no fees (BRFCU does not charge for using its card anywhere in the world. However, other financial institutions may charge for use of their facilities, a fee which cannot be controlled by BRFCU.)
  • Member of the CO-OP ATM network / RI Credit Union Connection
  • Direct Deposit
  • ATM accessible account
  • No POS transaction fee
  • Courtesy Pay Overdraft Protection available (upon request)
Open An Account

Money Market Savings Account

  • No service charge fees
  • Statements mailed out on quarterly basis
  • Dividends calculated on average daily balance
  • Dividend posted monthly
  • Not an ATM accessible account
  • Direct Deposit
  • Can be used for overdraft protection
Open An Account

Share Savings Account

  • $5.00 Minimum opening deposit
  • $5.00 Minimum balance
  • No service charge fees
  • Dividends paid on $5.00 or more
  • Statements mailed out on quarterly basis
  • Dividends posted quarterly
  • Dividends calculated on average daily balance
  • ATM accessible account
  • Direct deposit
  • Can be used for overdraft protection
Open An Account

Special Savings Account

  • No minimum balance required
  • Statements mailed out on quarterly basis
  • Dividends posted quarterly
  • Dividends calculated on average daily balance
  • Not an ATM accessible account
  • Direct deposit
  • Can be used for overdraft protection
Open An Account