Auto Campaign

 

 

Your New Ride for Less!

Enjoy Auto Loan Rates as low as 4.99% APR*

Get a New, Used, or Refinanced Auto Loan from Blackstone River Federal Credit Union

      Key Features Include:

  • Free finance planning tools
  • Skip-A-Payment Coupons Available
  • Flexible auto loan terms
  • No application fee
  • Easy online application
  • Affordable payment options
  • No prepayment penalties
  • A simple electronic closing process

Getting Started

Step 1 – Determine your Budget & Needs:
Determine an ideal budget, including your desired monthly payment amount and top needs for a new vehicle. If you’re refinancing, compare your current rate and term options.

Step 2 – Get Approved:
Apply for pre-approval on the amount you need before you buy. Your pre-approval is good for 30 days. If you’re refinancing or already have a chosen vehicle, simply apply today for a New or Used Auto Loan.

Step 3 – Find your Dream Vehicle:
Whether you’re visiting a dealer or virtual lot, shop for your dream vehicle stress-free. We have access to JD Power’s new and used car values, so you can know what your new vehicle and current vehicle are worth. If you’re refinancing, no dealership shopping is needed.

Step 4 – Enjoy the Benefits:
Enjoy the benefits of choosing a competitive rate from a local lender like Blackstone River Federal Credit Union.

Don’t wait, click below to apply today

APPLY NOW

Frequently Asked Questions:

Q: What are the current auto loan rates?
A: View our current Auto Loan rates HERE.

Q: Can I apply for an Auto Loan if I have not found the car I want yet?
A: Yes! You can fill out our loan application for pre-approval HERE.

Q: How do I apply to refinance my existing Auto Loan?
A: If you’re looking to refinance an existing Auto Loan with us or another lender you can fill out our loan application HERE.

Q: How do you determine what my vehicle is worth?
A: We have access to JD Power new and used car values to determine what your new car is worth as well as what your trade in is worth.

Have further questions? Reach out to Blackstone River Federal Credit Union at 401-767-1990.

*APR= Annual Percentage Rate. Advertised 4.99% APR is for a Used Auto Loan at a maximum 6-year term based on the model age or a New Auto Loan at a maximum 7-year term. Rates effective as of 2/1/2025. This promotional rate expires after 4/17/2025. Subject to credit approval. Rates are based on credit history. Your rate may differ from the quoted rate. This rate reflects 0.25% off of the qualifying rate if paid through payroll deduction or automatic transfer. Rates and terms are subject to change without notice. Membership eligibility required.

Blackstone River FCU is a licensed partner of Fiserv, Inc

 

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Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at (401) 767-1990. After regular business hours, please call 1-800-554-8969 to receive immediate assistance.

Fraud Monitoring

The credit union uses a fraud monitoring service to monitor debit card transactions.

Text messages will generate from the short code 37-268.

Call Centers will list 833-735-1892 or 1894 to return calls to.

The Card Care Center will list 833-735-1897 for calls to you.

Routing Number

The credit union’s routing number is: 211590833

Convenient Locations

Two Convenient Locations:

Monument Square Branch
10 Monument Square
Woonsocket, RI 02895
401-767-1990

Lincoln Branch
100 Old River Road
Lincoln, RI 02865
401-333-0780

Membership Eligibility

Membership is open to anyone who lives, works, worships, or attends schools in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield, and Woonsocket can now join the Credit Union?